In extremely rural areas, appraisers are authorized to charge extra money to compensate them for the time and distance they have to travel. We don’t know until the appraisal management company (AMC) tells us they need to charge the additional fee. There is nothing we can do about it because it’s a third party who handles appraisals. We have zero control. Trust me, it truly stinks to call a borrower and let them know the appraisal will cost more. I’ve only had to make that call a few times, so it doesn’t happen often, but it does happen.